Personal Finance

Personal Finance Calculator

We provide a number of calculators aim for consumers looking into their personal finances. The following calculators can help you determine everything from your net worth to a student budget.

studio-calculator_318-63480This basic calculator works just like a pocket financial calculator. Use it to add, subtract, multiply and divide.

studio-calculator_318-63480Let us help you balance your checkbook. First tell us the ending balance on your statement, then enter all of your outstanding checks and deposits. If your checkbook register matches our calculated amount, your checkbook is balanced! If not, you may need to verify that all of your withdrawals and deposits are correct and accounted for.

studio-calculator_318-63480Use this calculator to assess your credit. After entering your information, your credit is assessed as ‘Good’, ‘Fair’ or ‘Needs Improvement’. Press the report button for more information about what this assessment means to you.

studio-calculator_318-63480Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the “View Report” to see your entries results in detail, which can help identify areas for improvement.

studio-calculator_318-63480How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

studio-calculator_318-63480Your net worth is the value of all of your assets, minus the total of all of your liabilities. Put another way, it is what you own minus what you owe. If you owe more than you own, you have a negative net worth. If you own more than you owe you will have a positive net worth. This calculator helps you determine your net worth and estimates how it could grow (or shrink) over the next ten years.

studio-calculator_318-63480This calculator is designed to help you see the financial impact of adding, or removing, a spouse’s income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start. This calculator uses the 2016 withholding schedules, rules and rates (IRS Publication 15).

studio-calculator_318-63480Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April.